Vaulltix is a financial technology company. We build multi-currency accounts, payment rails and the controls around them — so money can be held, moved and received in the currency it was earned in, wherever that happened.
Registered entity
FINTRAC registration
C100000392
Plainly, and without the parts that would need an asterisk.
We build the accounts, the payment rails and the controls. We are not a bank, and we say so on every page — deposits sit with regulated banking partners, not with us.
Vaulltix is registered as a Money Services Business with FINTRAC (No. C100000392). Our customers and their counterparties are not — they are wherever the work is.
The same account infrastructure serves a freelancer paid in three currencies and a company running payroll across three countries. One platform, two front doors.
A payments platform is only as good as the currencies it can genuinely hold, the routes it can reach a beneficiary through, and what happens when one of those routes goes down. Those are the things worth judging us on.
Every currency we hold
Not a list of places we can send to — these are balances you can keep.
35 currencies
Held and converted
Balances you actually hold, not a quote at the moment of sending. Convert between your own balances and keep the currency you were paid in.
Multi-provider routing
No single point of failure
Payments are routed across a panel of licensed payment providers rather than one. If a route is unavailable or uncompetitive on a corridor, another carries it.
Segregated settlement
Through licensed partners
Customer funds are held in segregated accounts with regulated financial institutions, separate from the company's own money.
Local account details
Across major corridors
Receive as a domestic payment in the currencies you invoice in, instead of asking customers to send an international wire.
The same accounts and the same rails underneath. What changes is what sits on top of them.
The registration, the programme behind it, and where to read the detail rather than take our word for it.
Registered with the Financial Transactions and Reports Analysis Centre of Canada as a Money Services Business, No. C100000392. The registration is verifiable on the FINTRAC MSB registry.
Read our compliance pageA written programme under the PCMLTFA covering customer identification, risk rating, ongoing monitoring, sanctions screening and reporting obligations.
Read the AML policyWhat is collected, why it is required for verification, how long it is kept, and who it can be disclosed to. Records are retained for the periods FINTRAC requires.
Read the privacy policyVaulltix is a financial technology company, not a bank. Vaulltix is registered as a Money Services Business (MSB) with FINTRAC (Registration No. C100000392). Banking services are provided by our licensed banking partners. Your funds are held in segregated accounts with regulated financial institutions.
Ask about corridors, verification, or how a particular payment would be routed. A person will answer.