For individuals

Hold. Convert.
Spend.

Get paid in one currency, spend in another, and keep crypto in the same place — without three apps and a bank that closes at five.

I run a business

No charge to open an account.

Also in the account

Crypto beside your cash

Hold stablecoins and crypto in the same account as your currencies, with whitelisted withdrawals.

See how it works

Check a rate

Live rate
$
Fetching
C$
Rate

This is the rate you would be offered, spread included — not a mid-market number that changes at checkout.

Safe, predictable and local. Two-factor authentication and segregated funds, the exact amount before you confirm, and money that arrives on the country's own payment scheme rather than an international wire.

Account security

Two-factor authenticationOn
Identity verifiedVerified
Crypto withdrawalsWhitelist only
Daily spend limitSet by you

Registered as an MSB with FINTRAC

C100000392

Security you control

Turn on two-factor authentication, verify your identity once, and restrict crypto withdrawals to addresses you have whitelisted. Funds are held in segregated accounts with licensed banking partners.

How your account is protected

Review transfer

You sendC$1,000.00
Rate0.5420
ToBarclays · GBP

They receive

£542.00

Rate and fee are on screen before you confirm, not on the statement afterwards.

No surprises

The amount the recipient actually receives is decided before anything moves, and every card charge shows which balance it came from. Saved recipients keep details you entered and checked once.

Read the help centre

Arrives on

🇬🇧GBPFaster Payments
🇪🇺EURSEPA
🇺🇸USDACH
🇨🇦CADEFT · Interac

A local transfer on the country's own scheme — not an international wire routed through correspondent banks.

Local rails, not wires

Your own account details in 35 currencies mean people pay you on their country's own scheme. Virtual cards are issued straight away, and converting between your own balances never leaves the account.

Open an account

01/04

35

currencies to hold, convert and get paid in — each with your own local account details

Crypto on the platform

A crypto desk, not a crypto button

Buying, selling, choosing a network and controlling where funds can leave to — all against the same balances as your cash, with the numbers on screen before anything moves.

Buy and sell, priced before you commit

Pick the asset and the amount, and the conversion preview shows what you pay, the rate it is struck at and the platform fee — before the order exists, not on a confirmation afterwards.

Conversion Preview

US500.00 USDCUSD Coin
You payC$690.00
Rate1 USDC = C$1.3800
Platform feeShown before you confirm

The network is your choice, not ours

Send and withdraw over the chain that suits the transfer. 17 assets across 12 networks, each showing its confirmation estimate so you know what you are waiting for.

Network

Ethereum (ERC-20)~12 confirmations (~3 min)
Tron (TRC-20)~19 confirmations (~1 min)
Solana~32 confirmations (~15 sec)
Polygon~128 confirmations (~5 min)

Withdrawals go where you decided in advance

Addresses are whitelisted before they can receive anything. A wallet added today cannot be paid out to until it is approved, which is what stops a stolen session emptying the account.

Whitelisted addresses

Kraken — cold storage0x7a2f…c418Active
Personal Ledgerbc1q…9x2dActive
Awaiting approval0x91be…7702Pending

Withdrawals can only go to an address on this list.

Every order on the record

Orders and deposits are kept with the pair, the type, what you paid and what you received. The same ledger your currency balances sit in — not a separate history in a separate app.

Recent Orders

Asset PairTypeReceived
CAD → USDCBuy+500.00
BTC → CADSell−0.0120
CAD → USDTBuy+250.00
Getting started

Three steps, then you are in

Most people are through in under ten minutes. Verification is the part that takes longest, and it is once.

1

Open an account

Your name, email and phone. No charge to open one, and nothing to cancel if you decide against it.

2

Verify who you are

A photo ID and a selfie. This is a legal requirement before an account can hold or move money.

3

Add money and go

Fund from your bank, receive into your own account details, or move crypto in.

Open one in a few minutes

You will need a photo ID to verify your account before it can hold money. Everything else takes a couple of minutes.

Personal accounts | Vaulltix